• Market summary Demand analysis Market structure Analysis of the offer Rules and regulations Positioning of the actors
  • Services
  • Analysts
  • Process
  • Opinions

the consumer credit market
France

Update 08/11/2019

MARKET SUMMARY

1.1 INTRODUCTION

The consumer credit refers to the category of credit provided to individuals by banks and other financial companies to finance the purchase of goods and services such as automobiles and home equipment. This category of credit is in contrast to that of real estate credit, which is only used for the acquisition of real estate. The amounts granted for consumer loans are generally lower and spread over much shorter periods. The sale and the market are supervised by regulatory mechanisms to prevent situations of over-indebtedness.

Consumer credit is therefore a bank loan used to finance the purchase of consumer goods: cars, construction, television, etc. The consumer credit market in France covers outstanding consumer credit for individuals of more than 150 billion euros and is constantly growing. Also, half of French households now hold consumer credit.

The consumer credit market is limited by regulation to organisations with a banking licence, which restricts competition from new entrants. The players in the consumer credit market are committed to a strategy to accelerate their digital transition in order to make the most of their customer data: improved offers, loyalty programs, customer targeting, etc.

The consumer credit market, which has been dominated by banks until now, must cope with the rise of crowdfunding platforms and speed loans from major retailers (Casino - Lydia partnership, for example).

To keep reading, buy the full research

Availability: 5 business days

Our offers

Updated Market research

Add to cart

129€ HT

  • Market research updated
  • Data from more than 30 databases
  • Market study in pdf format
  • A question: (+33) 9 70 46 55 00
  • Download an example

Analystes

Consultant BCG

Aurélien Russo

Aurélien Russo logo 1 Aurélien Russo logo 2
En cours

Contrôle et mise à jour

En cours

Nos études de marché sont  contrôlées et mise à jour par des analystes séniors. Cette étape est indispensable et nécessite un délai.

Control

En cours

Certification

En cours

Nos études de marché sont relues par des profils indépendants: experts du secteur ou spécialistes des études. Ce contrôle est indispensable et nécessite un délai.

Process

Analysts & Methods

Databases

Certification
Service

Expert advice

Opinions (0)