The mortgage brokerage market - Italy

Credit mediation is a regulated activity that involves bringing credit institutions or financial intermediaries into contact with potential customers in order to facilitate the conclusion of financing contracts. Credit brokers act as intermediaries between banks (or other financial institutions) and customers, without assuming credit risk and without being able to provide financing directly. Their main role is to facilitate access to credit by providing advice and assistance to both financial institutions and end customers. The value of the global credit mediation market shows steady growth from 2024 to 2028. Starting from $2079 billion in 2024, the market reaches $2807.5 billion in 2028. This represents an increase of 35 percent over the forecast period, at a compound annual growth rate (CAGR) of 7.8 percent. The expected growth over the forecast period can be attributed to factors such as global regulatory advances, increased emphasis on cybersecurity, changes in investor preferences, cross-border trading initiatives, and the adoption of tokenized securities. The most significant trends expected over the forecast period include algorithmic trading, increased retail investor participation, integration of ESG investing, use of market data analytics, and emphasis on cross-border trading. The size of the European market in terms of the value of gross written premiums is expected to grow from €261.19 billion in 2024 to €370.90 billion by 2029, with a CAGR of 7.27 percent over the forecast period. The outlook for 2024 indicates an increase in M&A transactions, despite economic and geopolitical uncertainties. The forecast of the value of the Italian credit brokerage market showed growth from 2022 to 2029. The total value of the market will increase by 63.9 percent. According to the 2023OAMreport, there are 327 companies registered in the List of Brokers, while the total number of employees of credit brokers grew by 38.7 percent, most working in large companies with more than 200 employees.