Turnover: 125 million EUR (2021)

Country: France

Younited Credit is a French company specializing in consumer credit, founded in 2011. It is the first online personal credit platform approved by France's Autorité de contrôle prudentiel et de résolution.

The company's business model is that of a P2P financing platform (peer to peer lending).

This model enables private individuals to finance the consumer credit needs of their peers, by bypassing the banking intermediary.


With Younited, France has a new unicorn 09/12/2022

  • Younited reports revenues of €125 million in 2021
  • Company valued at €1.1 billion
  • fundraising of €60 million
  • Its classic consumer credit business will be profitable by the end of 2022, with a net margin of 20%
  • Younited is the latest unicorn to be valued at over €1 billion, following Qonto (€4.4 billion) and Ledger (€1.5 billion)

Studies mentioning this company